Search policies

Returns a list of standard policies, step policies, (DLM model), and step policy templates.

• A standard policy follows a traditional insurance payment structure where the payout is based on the terms and conditions specified in the policy without any step-like intervals.
• A step policy is an insurance payment structure that follows a step-like function, where the payment amount is a prescribed value over a certain interval (step) and jumps to another prescribed value in an adjacent interval. Payout occurs when losses match criteria specified for a one of the steps.
• A step policy template is an outline of step policy that has not been is assigned to an account.

This operation supports response filtering based the value of a subset of properties. Depending on the property, you may use a combination of comparison operators, list operators, and logical operators.

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Step Policy (HD model)

Risk Data API supports both DLM step policies and HD step policies. This operation returns only DLM step policies.

To search for HD step policies, use the Search HD Step Policies operation.