Get policy coverage

get https://{host}/platform/riskdata/v1/exposures/{exposureId}/policies/{id}/coverages/{coverageid}

Returns the specified policy coverage.

A policy coverage entry defines the scope of liability for losses of a particular type at the policy-level. Mulitple coverage entries may be defined for the same policy.

Responses

Response body

object

policyCoverageId

int32

System-defined ID of policy coverage record.

peril

string

required

Peril covered by policy coverage.

EARTHQUAKE FIRE FLOOD TERRORISM TORNADO WINDSTORM WORKERSCOMP

lossType

string

required

Type of losses covered. Multiple loss types are not supported.

BI Building CombinedCvg Contents

premium

double

Premium amount.

limit

double

Policy-level limit for total building, contents, or business interruption loss from all locations. Used in conjunction with a blanketLimit, policy-level limits are applied before the blanketLimit.

deductible

double

Deductible applied to lossType. A combined deductible applies to the sum of Building and Contents losses from all locations within the policy.

label

object

required

Maps peril values (e.g. EQ, WS) to lossType values (e.g. BI, Contents).

int32

ID of peril-lossType mapping. If specified, code and name can be blank.

code

string

Code for peril. One of FL (FLOOD), FR (FIRE), EQ (EARTHQUAKE), TO (TORNADO), TR (TERRORISM), WS (WINDSTORM). Required if id is undefined.

name

string

Name of lossType. One of BI, Building, Contents, CombinedCvg. Required if id is undefined.

accumulation

int32

ID of accumulation. One of Building, Content, BI.

Bi Building Contents

isValid

boolean

Not used. Retained for legacy purposes.

To avoid potential issues, do not set as false unless instructed by Moody's RMS.

percentOfLossDeductibleAmount

double

Deductible expressed as a percentage of loss for given coverage or combination of coverages. As the loss increases, the deductible amount increases. HD models only.

isFranchiseDeductible

string

If YES, deductible is franchise. If NO, deductible is conventional. HD models only.

YES NO

uri

string

Language

Credentials

URL

Request


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No JSON body


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{
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  "policyCoverageId": 0,
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  "peril": "EARTHQUAKE",
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  "lossType": "BI",
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  "premium": 0,
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  "limit": 0,
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  "deductible": 0,
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  "label": {
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    "id": 0,
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    "code": "string",
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    "name": "string"
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  },
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  "accumulation": "Bi",
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  "isValid": true,
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  "percentOfLossDeductibleAmount": 0,
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  "isFranchiseDeductible": "YES",
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  "uri": "string"
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}

200Information on a specified poliy coverage is successfully retrieved.

400Bad Request

401Unauthorized

403Forbidden

404The requested resource was not found.

500Internal Server Error