Policy ConditionV1

The Policy Condition v1 collection defines resources for viewing the policy conditions applid to a policy.

Overview

A policy condition identifies special conditions that affect the way a policy applies to a location. The policy condition may be used to implement policy restrictions or sublimits at a particular location.

Policy
    ├── id 
    ├── ... 
    └── PolicyConditions [] 

Attributes

A Policy Condition resource is defined by the following attributes.

Policy Condition
    ├── id 
    ├── name 
    ├── isPredefined 
    ├── limit 
    ├── deductible 
    ├── deductibleType {}
    ├── conditionType {} 
    ├── parentCondition {} 
    ├── policyConditionCriterias []
    ├── percentOfLossDeductibleAmount	
    └── isFranchiseDeductible {} 
AttributeTypeDefinition
idNumberID of the policy condition.
nameStringName that identifies the policy condition. Unique per policy but can be reused within an account.
isPredefinedBoolIndicates if the policy condition is predefined (true) or ad-hoc (false)
limitNumberSpecifies the total amount of coverage provided by the condition. Is multiplied by the insurer's pro-rata participation to determine their specific exposure.
deductibleNumberSpecifies a deductible that is associated with the condition. Values <= 1 are interpreted as percentages; values > 1 are interpreted as flat amounts. By default, 0.
deductibleTypeObjectSpecifies the deductible type. One of 0 (the % of values) or 1 (reserved for future use). By default, 0.
conditionTypeObjectSpecifies whether the condition restricts all policy coverage to specific locations (policy condition) or a portion of the coverage is limited to a subset of locations (sublimit). One of 1 (policy restriction) or 2 (sublimit).
parentConditionObjectSpecifies the id of the parent condition when the policy condition is a sub-condition.
policyNumberNumberSpecifies the ID of a policy. If the policy condition is predefined, 0.
policyConditionCriteriasArrayAn array of policyConditionCriteria objects.
percentOfLossDeductibleAmountNumberSpecifies the percent of loss deductible amount as a percentage. Deductible expressed as a percentage of loss for a given coverage or combination of coverages. As the loss increases, the deductible amount increases.
isFranchiseDeductibleObjectIndicates if the deductible is conventional or franchise.