The Policy Condition v1 collection defines resources for viewing the policy conditions applid to a policy.
Overview
A policy condition identifies special conditions that affect the way a policy applies to a location. The policy condition may be used to implement policy restrictions or sublimits at a particular location.
Policy
├── id
├── ...
└── PolicyConditions []
Attributes
A Policy Condition resource is defined by the following attributes.
Policy Condition
├── id
├── name
├── isPredefined
├── limit
├── deductible
├── deductibleType {}
├── conditionType {}
├── parentCondition {}
├── policyConditionCriterias []
├── percentOfLossDeductibleAmount
└── isFranchiseDeductible {}
Attribute | Type | Definition |
---|---|---|
id | Number | ID of the policy condition. |
name | String | Name that identifies the policy condition. Unique per policy but can be reused within an account. |
isPredefined | Bool | Indicates if the policy condition is predefined (true ) or ad-hoc (false ) |
limit | Number | Specifies the total amount of coverage provided by the condition. Is multiplied by the insurer's pro-rata participation to determine their specific exposure. |
deductible | Number | Specifies a deductible that is associated with the condition. Values <= 1 are interpreted as percentages; values > 1 are interpreted as flat amounts. By default, 0 . |
deductibleType | Object | Specifies the deductible type. One of 0 (the % of values) or 1 (reserved for future use). By default, 0 . |
conditionType | Object | Specifies whether the condition restricts all policy coverage to specific locations (policy condition) or a portion of the coverage is limited to a subset of locations (sublimit). One of 1 (policy restriction) or 2 (sublimit). |
parentCondition | Object | Specifies the id of the parent condition when the policy condition is a sub-condition. |
policyNumber | Number | Specifies the ID of a policy. If the policy condition is predefined, 0 . |
policyConditionCriterias | Array | An array of policyConditionCriteria objects. |
percentOfLossDeductibleAmount | Number | Specifies the percent of loss deductible amount as a percentage. Deductible expressed as a percentage of loss for a given coverage or combination of coverages. As the loss increases, the deductible amount increases. |
isFranchiseDeductible | Object | Indicates if the deductible is conventional or franchise. |