Overview

UnderwriteIQ™ delivers high-quality underwriting analytics tailored for insurers looking to grow their business without compromising risk tolerance guidelines. Drawing on more than 30 years’ risk analytics leadership, UnderwriteIQ leverages our industry-leading models, data products, and unified data store to deliver trusted underwriting analytics.

UnderwriteIQ leverages the Platform APIs to enable underwriters and other groups interested in account-level modelling to import exposures in batch and to process those exposures using custom workflows.

UnderwriteIQ tenants may use either the Risk Modeler API and the Platform APIs.

Access Controls

Entitlements

An entitlement is an access control that permits a principal (client application or end user) to access a particular application, API operation, or Intelligent Risk Platform resource. The Intelligent Risk Platform uses entitlements to control access to applications (e.g. Risk Modeler), products (e.g. Data Vault), data (e.g. ESG, Location Intelligence), and models that are restricted by license.

A single Intelligent Risk Platform tenant may license several different applications (e.g. UnderwriteIQ and Risk Modeler). Each of these applications is represented by a different entitlement, which is what enables a principal (client application or user) to utilize Platform API operations.

Licensed UnderwriteIQ tenants are granted the RI-UNDERWRITEIQ entitlement. This entitlement enables clients to use a subset of operations exposed in the Platform APIs.

Client applications must be belong to a user-group that that is assigned the RI-UNDERWRITEIQ entitlement.

To learn more, see Entitlements.

Resource Groups

A resource group is a mechanism that enables a tenant to manage access to Intelligent Risk Platform resources and manage resource quotas by entitlement within Intelligent Risk Platform tenants.

Every resource group defines resource allocation for a particular entitlement. A resource group is defined by a name, a unique ID, and the package quota, which specifies the maximum number of non-model jobs that the tenant can run concurrently. The resource group can also be used to control access to particular user groups.

Multiple resource groups are not supported for the RI-UNDERWRITEIQ entitlement. All UnderwriteIQ principals belong to the same resource group.

A resource group ID must be specified in every operation that creates a job. In general, all POST requests as well as many PUT, PATCH, and DELETE requests create jobs as well.

To utilize these UnderwriteIQ API operations, a principal must specify a valid resource group ID in the x-rms-resource-group-id header paramerer of a request.

For details, see Resource Groups. To learn more, see Resource Management.

Predefined Roles

Licensed UnderwriteIQ principals may be assigned two roles based on user-group membership: UnderwriteIQ Admin and UnderwriteIQ User.

Role	Description
UnderwriteIQ Admin	Upload databases, define all settings in an analysis template (including: geocoding and hazard settings, model settings, and report settings), add/edit policies, add/edit locations, import locations into an account, run analyses, and view and export reports.
UnderwriteIQ User	Locate databases and set a default view, use filters to locate accounts, add/edit policies, add/edit locations, perform geocoding and hazard retrieval on any new locations, run analyses, and view and export reports.

To learn more, see Roles.