Overview

UnderwriteIQ™ delivers high-quality underwriting analytics tailored for insurers looking to grow their business without compromising risk tolerance guidelines. Drawing on more than 30 years’ risk analytics leadership, UnderwriteIQ leverages our industry-leading models, data products, and unified data store to deliver trusted underwriting analytics.

UnderwriteIQ leverages the Platform APIs to enable underwriters and other groups interested in account-level modelling to import exposures in batch and to process those exposures using custom workflows.

Using Platform APIs, UnderwriteIQ clients can perform the following workflows:

Import exposures in batch
Run custom underwriting workflows
Manage batch templates
View analytic reports

Tenant administration

Intelligent Risk Platform offers a variety of entities that enable a tenant administrator to manage access rights, permissions, and platform resources.

These entities include: entitlements, user groups, roles, and resource groups:

Entity	Purpose
Entitlement	Controls access to platform resources by tenant.
User Group	Controls access to data and grants role-based permissions by principal.
Role	Controls access API operations.
Resource Group	Allocates resource quotas by entitlement.

All administrative tasks are performed by a tenant administrator in Admin Center. For detailed information on tenant security, see Admin Center.

Entitlements

Licensed UnderwriteIQ tenants are granted the RI-UNDERWRITEIQ entitlement.

An entitlement is an access control that grants a tenant access to Intelligent Risk Platform resources (operations, products, models, or data) that are restricted by license.

The RI-UNDERWRITEIQ entitlement grants client applications with access to API operations needed to perform core underwriting processes.

To access and use API operations that are restricted by entitlement, a client application must belong to a user group that has been assigned the RI-UNDERWRITEIQ entitlement. Entitlement-based access controls are frequently tied to role-based access controls. To learn more, see Entitlements.

Resource groups

A resource group is a mechanism for managing and tracking the Intelligent Risk Platform system resources licensed by a tenant, specifically the number of platform jobs that can be run concurrently by a tenant's principals.

The Intelligent Risk Platform makes one resource group available per RI-UNDERWRITEIQ entitlement.

A resource group ID must be specified in every operation that creates a platform job. For details, see Resource Groups. To learn more, see Resource Management.

Predefined Roles

Access and privileges are managed by means of role-based access controls, which are assigned to principals (client applications and users) based on group membership.

Licensed UnderwriteIQ principals may be assigned two roles based on user-group membership: UnderwriteIQ Admin and UnderwriteIQ User.

Role	Description
UnderwriteIQ Admin	Upload databases, define all settings in an batch template (including: geocoding and hazard settings, model settings, and report settings), add/edit policies, add/edit locations, import locations into an account, run analyses, and view and export reports.
UnderwriteIQ User	Locate databases and set a default view, use filters to locate accounts, add/edit policies, add/edit locations, perform geocoding and hazard retrieval on any new locations, run analyses, and view and export reports.

To learn more, see Roles.