Models

Understand Moody's RMS catastrophe models

Overview

A catastrophe model is a computer-based model that estimates losses from natural or man-made hazards, such as earthquakes, floods, hurricanes, and acts of terrorism. Moody’s Insurance Solutions peril models enable insurers, reinsurers and other organizations to quantify the potential magnitude and probability of economic loss from catastrophe events.

Distinct, peril-specific models are available for analytic framework (DLM, ALM models) or simulation framework (HD models).

To learn more about Moody's RMS models and data products, see Models and Data.