Overview

A Detailed Loss Model (DLM) model is a type of catastrophe model that enables insurers, reinsurers and other organizations to quantify the potential magnitude and probability of economic loss from catastrophe events.

DLM refers to the financial model used by the Detailed Loss Models running in RiskLink, RiskBrowser, and Intelligent Risk Platform applications.

DLM models simulate natural catastrophe events and generate hazard analyses and estimates of potential loss. They perform exceedance probability analyses that consider a range of possible events and losses. Analyses require detailed address information (postal code or better) and primary building characteristics (construction, occupancy, year built, number of stories).

Supported DLM models

Model	Region	`modelRegionCode`	`perilCode`	`softwareVersionCode`
Australia Cyclone Model	Australia	`AUCS`	`CS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Australia Severe Convective Storm Model	Australia	`AUWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Australia Earthquake Model	Australia	`AUEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Caribbean Earthquake Model	Caribbean	`ACEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Central and South America Earthquake Models	Central America	`AHEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
China Earthquake Model	China	`CCEQ`	`EQ`	RL25, RL24, RL23, RL22
China Inland Flood Model	China	`CCFL`	`FL`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
China and Hong Kong Typhoon Model	China	`CCWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Europe Earthquake Models	Europe	`EUEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Europe Inland Flood Models	Europe	`EUFL`	`FL`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Europe Windstorm Models	Europe	`EUWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Guam Earhquake Model	Guam	`GUEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Guam Typhoon Model	Guam	`GUWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
India Cyclone Model	India	`INCY`	`WS`	RL25
India Earthquake Model	India	`INEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
India Inland Flood Model	India	`INFL`	`FL`
Israel Earthquake Model	Israel	`ILEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Japan Earthquake Model	Japan	`JPEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Japan Typhoon Model	Japan	`JPWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
North Atlantic Hurricane Models	North Atlantic	`NAHU`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Philippines Typhoon and Inland Flood Model	Phillipines	`PHWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Central and South America Earthquake Models	South America	`AHEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
South Korea Earthquake Model	South Korea	`KREQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
South Korea Typhoon Model	South Korea	`KRWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Southeast Asia Earthquake Models	Southeast Asia	`APEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Taiwan Earthquake Model	Taiwan	`TWEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
Taiwan Typhoon Model	Taiwan	`TWWS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
US and Canada Winterstorm Models	North America	`NAWT`	`WT`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
US and Canada Severe Convective Storm Models	North America	`NACS`	`WS`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18
North America Earthquake Models	North America	`NAEQ`	`EQ`	RL25, RL24, RL23, RL22, RL21, RL18.1, RL18