Overview

Moody's Climate on Demand (CoD) is a physical climate risk analytics platform that enables organizations to identify and quantify physical climate risk hazards and the financial impact on assets, companies, and geographies at global scale. Built on a probabilistic catastrophe-modeling framework developed over three decades by Moody's RMS, whose models underpin the US$2.5 trillion global insurance industry, CoD uniquely hybridizes global climate models with catastrophe models to deliver both present-day risk baselines and forward-looking projections out to 2100 across RCP and NGFS scenarios.

For detailed information on API endpoints, see Climate on Demand API Endpoints

Climate on Demand Licensing

Climate on Demand APIs are available in 2 licensed tiers for each type of asset class.

CoD Real Assets

Standard subscribers have access to:

• Hazard metrics (legacy)

Pro subscribers have access to:

• Mean Financial Impact metrics

• Tail Risk Financial Impact metrics

• Hazard metrics (2026)

• Hazard metrics (legacy)

CoD Corporates

Companies subscribers have access to:

• Mean and Tail Risk Financial Impact metrics at the parent "Company" level

Facilities subscribers have access to:

• Mean and Tail Risk Financial Impact metrics at the parent "Company" level
• Mean and Tail Risk Financial Impact metrics at the child "Facility" level

CoD Spatial Areas

Sovereigns subscribers have access to:

• Mean and Tail Risk Financial Impact metrics at the Global Sovereigns level

Sub-sovereigns subscribers have access to:

• Mean and Tail Risk Financial Impact metrics at the Global Sovereigns level
• Mean and Tail Risk Financial Impact metrics at the Global Sub-sovereigns level