Post-analysis treaty editing (PATE) enables reinsurers (primary insurers and underwriters) to create new treaties or make adjustments to existing treaties based on the losses projected in analysis results.

Using PATE API calls, you can apply a portfolio-level treaty to modeled losses (an analysis or analysis group), identify shortcomings in the existing treaty, and edit that treaty without the need to rerun the analysis. PATE is available for portfolio-level Catastrophe, Corporate Catastrophe, and Stop Loss treaties.

PATE serves the needs of both primary insurers and treaty underwriters:

  • Primary insurers may use PATE to assess current reinsurance coverage and determine whether they need to buy additional coverage.
  • Treaty underwriters may use PATE to determine where they want the treaty to attach (the attachment point), exhaust (the occurrence limit), and the premium they should charge.