Pre-Release May 2025

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Highlights

The Month release introduces updates to the Admin Data, Risk Data, and Risk View APIs.

Moody's publishes preliminary information to inform stakeholders ahead of the targeted Intelligent Risk Platform update. Note that these described features are not guaranteed for the next update or any subsequent updates and may be changed without notice. The definitive list of features will be provided in the Changelogs at the time of the official release.

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Locations

Updated Location FR Peril

Moody's Insurance Solutions has released version 2.0 of the Moody's RMS™ North America Wildfire HD Model that features an enhanced US region of the model and expands coverage to include the Hawaiian Islands.

Several Risk Modeler API operations now support several new peril objects: wildFireCommunityPreparedness,wildFireCommunityMatchFlag, wildFireMechanicalTreatment, wildFireAccessibility.

The updated frPerformance object is specified or returned in the following operations:

For example, the Create FR Peril operation now accepts a request body that includes these objects:

{
  "id": 0,
  "siteLimit": 100,
  "siteDeduct": 0,
  "combinedLimit": 0,
  "combinedDeduct": 0,
  "yearUpgrade": "9999",
  "startDate": "9999-12-31T00:00:00.000Z",
  "completionDate": "9999-12-31T00:00:00.000Z",
  "percentComplete": 100,
  "fireDepartmentRatingModifier": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "fireDepartmentRating": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "sprinklerSystem": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "remoteAlarm": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "frPackage": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "frProtect": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "frSalvage": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "frSpecieStorage": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "wildFireMatch": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "nonRankingCombinedDeduct": 0,
  "nonRankingSiteDeductible": 0,
  "isValid": false,
  "wildFireCommunityPreparedness": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "wildfireCommunityMatch": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "wildFireMechanicalTreatment": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "ifmStructCondition": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "ifmEquipLocation": {
    "id": 0,
    "code": "",
    "name": ""
  },
  "ifmSiteHazard": {
    "id": 0,
    "code": "",
    "name": ""
  }
}

Metrics

Simulate PLT Analysis

The Simulate PLT Analysis operation (POST /riskmodeler/[v1/v2]/analyses/{id}/simulate-losses)
now accepts the optional regionalPerilSettings object that specifies multiple simulation sets for use in calculating PLT analyses based on the specified ELT base analysis .

{
  "regionPerilSettings": [
    {
      "eventRateSchemeId": 142,
      "simulationSetId": 62,
      "simulationPeriods": 800000,
      "modelRegionCode": "NAWS"
    },
    {
      "eventRateSchemeId": 184,
      "simulationSetId": 104,
      "simulationPeriods": 800000,
      "modelRegionCode": "AUEQ"
    }
  ]
}

The regionalPerilSettings array specifies a list of region-specific simulation set settings. Each object defines a simulationSetId, simuationPeriod and modelRegionCode. Each object representing simulation details for region peril model.

Formerly, this operation required that the client specify a simulationSetId and simulationPeriods in the request object. These parameters are now optional.

If the regionalPeriodSettings parameter is specified, the simulationSetId, simulationSetNameandsimulationPeriods` paramerers must be omitted.

Reports

The Download Report operation (POST /riskmodeler/v1/reports/{id}/download) now returns the ACCOUNT_ACCUMULATION_DETAILS report type:

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Entitlements

To run this operation the client must belong to a tenant that has been assigned the RI-UNDERWRITEIQ entitlement.

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Workflow Job

If successful, returns a 202 Accepted HTTP response and initates a REPORT_GENERATION workflow job on the workflow engine. To learn more, see Workflow Engine.

Geocoding Data Updates

Version 25 includes significant geocoding enhancements that expand global coverage and increase precision.

The geocoding and hazard data versions available in the Risk Modeler API now include 25.0.

More information about these geocoding software changes is available in the following documents, which will be available with the Version 25 release:

EDM and RDM Upload and Download

Version 25 databases are added to the versions supported for upload. The upload process supports Moody's EDM databases in RiskLink/RiskBrowser versions 13, 15, 16, 17, 18, 21, 22, 23, 24, and 25. These can be created using SQL Server versions 2014 SP3, 2016 SP3, 2019, and 2022. During upload, the EDM schema is updated to RiskLink version 25 and to SQL Server version 2019.

Beginning with this update, RDMs are exported in Moody's Version 25 format only. For situations when you want to share the database with someone who is not on Version 25 or use it in an environment that is not upgraded to Version 25, Moody's provides a script on Support Center that downgrades the RDM to the version they need. Before running an upgrade/downgrade script on a database downloaded from an Intelligent Risk Platform™ application, run the RDM_transfer_from_RM.sql script on the database. The script is provided in DBSetup and with the upgrade/downgrade scripts. Download the script from the Support Center.