Pre-Release May 2025
Highlights
The Month release introduces updates to the Admin Data, Risk Data, and Risk View APIs.
Moody's publishes preliminary information to inform stakeholders ahead of the targeted Intelligent Risk Platform update. Note that these described features are not guaranteed for the next update or any subsequent updates and may be changed without notice. The definitive list of features will be provided in the Changelogs at the time of the official release.
Locations
Updated Location FR Peril
Moody's Insurance Solutions has released version 2.0 of the Moody's RMS™ North America Wildfire HD Model that features an enhanced US region of the model and expands coverage to include the Hawaiian Islands.
Several Risk Modeler API operations now support several new peril objects: wildFireCommunityPreparedness
,wildFireCommunityMatchFlag
, wildFireMechanicalTreatment
, wildFireAccessibility
.
The updated frPerformance
object is specified or returned in the following operations:
- Create Location (
POST
/riskmodeler/v1/locations
) - Get Location (
GET
/riskmodeler/v1/locations/{locationid}
) - Update Location (
PUT
/riskmodeler/v1/locations/{locationid}
) - Create FR Peril (
POST
/riskmodeler/v1/locations/{locationid}/locationfrdetail
) - Update FR Peril (
PUT
/riskmodeler/v1/locations/{locationId}/locationfrdetail/{getlocationfrdetail}
) - Get FR Peril (
GET
/riskmodeler/v1/locations/{locationId}/locationfrdetail/{getlocationfrdetail}
) - Process User-Defined Workflow (
POST
/riskmodeler/v1/workflows
) - Manage Exposures in Batch (
POST
/riskmodeler/v3/exposurebatches
)
For example, the Create FR Peril operation now accepts a request body that includes these objects:
{
"id": 0,
"siteLimit": 100,
"siteDeduct": 0,
"combinedLimit": 0,
"combinedDeduct": 0,
"yearUpgrade": "9999",
"startDate": "9999-12-31T00:00:00.000Z",
"completionDate": "9999-12-31T00:00:00.000Z",
"percentComplete": 100,
"fireDepartmentRatingModifier": {
"id": 0,
"code": "",
"name": ""
},
"fireDepartmentRating": {
"id": 0,
"code": "",
"name": ""
},
"sprinklerSystem": {
"id": 0,
"code": "",
"name": ""
},
"remoteAlarm": {
"id": 0,
"code": "",
"name": ""
},
"frPackage": {
"id": 0,
"code": "",
"name": ""
},
"frProtect": {
"id": 0,
"code": "",
"name": ""
},
"frSalvage": {
"id": 0,
"code": "",
"name": ""
},
"frSpecieStorage": {
"id": 0,
"code": "",
"name": ""
},
"wildFireMatch": {
"id": 0,
"code": "",
"name": ""
},
"nonRankingCombinedDeduct": 0,
"nonRankingSiteDeductible": 0,
"isValid": false,
"wildFireCommunityPreparedness": {
"id": 0,
"code": "",
"name": ""
},
"wildfireCommunityMatch": {
"id": 0,
"code": "",
"name": ""
},
"wildFireMechanicalTreatment": {
"id": 0,
"code": "",
"name": ""
},
"ifmStructCondition": {
"id": 0,
"code": "",
"name": ""
},
"ifmEquipLocation": {
"id": 0,
"code": "",
"name": ""
},
"ifmSiteHazard": {
"id": 0,
"code": "",
"name": ""
}
}
Metrics
Simulate PLT Analysis
The Simulate PLT Analysis operation (POST
/riskmodeler/[v1/v2]/analyses/{id}/simulate-losses
)
now accepts the optional regionalPerilSettings
object that specifies multiple simulation sets for use in calculating PLT analyses based on the specified ELT base analysis .
{
"regionPerilSettings": [
{
"eventRateSchemeId": 142,
"simulationSetId": 62,
"simulationPeriods": 800000,
"modelRegionCode": "NAWS"
},
{
"eventRateSchemeId": 184,
"simulationSetId": 104,
"simulationPeriods": 800000,
"modelRegionCode": "AUEQ"
}
]
}
The regionalPerilSettings
array specifies a list of region-specific simulation set settings. Each object defines a simulationSetId
, simuationPeriod
and modelRegionCode
. Each object representing simulation details for region peril model.
Formerly, this operation required that the client specify a simulationSetId
and simulationPeriods
in the request object. These parameters are now optional.
If the regionalPeriodSettings
parameter is specified, the simulationSetId,
simulationSetNameand
simulationPeriods` paramerers must be omitted.
Reports
The Download Report operation (POST
/riskmodeler/v1/reports/{id}/download
) now returns the ACCOUNT_ACCUMULATION_DETAILS
report type:
Entitlements
To run this operation the client must belong to a tenant that has been assigned the
RI-UNDERWRITEIQ
entitlement.
Workflow Job
If successful, returns a 202 Accepted HTTP response and initates a
REPORT_GENERATION
workflow job on the workflow engine. To learn more, see Workflow Engine.
Geocoding Data Updates
Version 25 includes significant geocoding enhancements that expand global coverage and increase precision.
The geocoding and hazard data versions available in the Risk Modeler API now include 25.0.
More information about these geocoding software changes is available in the following documents, which will be available with the Version 25 release:
EDM and RDM Upload and Download
Version 25 databases are added to the versions supported for upload. The upload process supports Moody's EDM databases in RiskLink/RiskBrowser versions 13, 15, 16, 17, 18, 21, 22, 23, 24, and 25. These can be created using SQL Server versions 2014 SP3, 2016 SP3, 2019, and 2022. During upload, the EDM schema is updated to RiskLink version 25 and to SQL Server version 2019.
Beginning with this update, RDMs are exported in Moody's Version 25 format only. For situations when you want to share the database with someone who is not on Version 25 or use it in an environment that is not upgraded to Version 25, Moody's provides a script on Support Center that downgrades the RDM to the version they need. Before running an upgrade/downgrade script on a database downloaded from an Intelligent Risk Platform™ application, run the RDM_transfer_from_RM.sql
script on the database. The script is provided in DBSetup and with the upgrade/downgrade scripts. Download the script from the Support Center.