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Highlights

The December, 2024 release of the Location Intelligence API adds updates to Taiwan Loss Cost and Risk Score data products, US FEMA, and US ESDB Building Attributes.

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Taiwan Earthquake Loss Cost 18.1

The Taiwan Earthquake Loss Cost 18.1 operation calculates loss cost metrics for locations using exposure data, financial details, and loss cost metrics in the Taiwan Earthquake Loss Cost 18.1 data product.

The Taiwan Earthquake Loss Cost 18.1 data product contains predictive earthquake data for Taiwan based on historical data and predictive models. The data distills model data into loss cost values allowing you to fine tune loss estimates by occupancy type.

Taiwan Earthquake Risk Score 18.1

The Taiwan Earthquake Risk Score 18.1 operation calculates risk score metrics for exposures based on their location and building attributes using the Taiwan Earthquake Risk Score 18.1 data product.

The Taiwan Earthquake Risk Score 18.1 data product contains pre-calculated risk scores for earthquakes in Taiwan that are derived from simulated catastrophe event using probabilistic models. A risk score is a value between 1-10 that represents the projected risk to a location exposure.

Using risk score metrics, you can evaluate both the severity of the hazard at a particular location and the vulnerability of buildings to that hazard based on their building attributes (characteristics).

US FEMA 3.0

The US FEMA Firm operation exposes FEMA Flood Zones, published by the Federal Emergency Management Authority (FEMA). This the primary method that emergency planners and some insurers gauge flood risk. RMS has digitized these maps to enable side-by-side comparison of their outputs with much higher resolution flood analytics. This will enable insurers to identify the best business out of the National Flood Insurance Plan (NFIP).

US ESDB Building Attributes 10

The US ESDB Building Attribute 10.0 operations updates exposure data for a geocoded location using the US ESDB Building Attributes data product.

The ExposureSource Database (ESDB) compiles comprehensive building attribute data based on a combination of analytics, validation heuristics, and industry exposure data. ESDB data products support a wide variety of applications including the validation and enrichment of location exposure data. ESDB data products are available for locations in the United States only. Using the ESDB, you can both assess and enhance the quality of your current exposure data and provide a solid foundation where no data exists.