LocationV1

A location is a property, building, business, or other asset that may be damaged by catastrophe events. When location coverage is applied to a location, that location is known as a location exposure.

Every location is defined by a set of location attributes (for example, property, address, postalCode) and optional building attributes, reinsurance cessions, peril attributes (earthquakes, floods, fires, etc.), and other attributes.

Location
     ├── property * {...}
     ├── address *  {...}
     ├── biDetail   {...}
     ├── eqDetail   {...}
     ├── wsDetail   {...}
     ├── toDetail   {...}
     ├── flDetail   {...}
     ├── frDetail   {...}
     ├── trDetail   {...}
     ├── buildingAttribute  {...}
     ├── coverages  [...]
     ├── reinsuranceCessions    [...]
     ├── wcDetails  [...]
     ├── currency   
     ├── tiv    number
     ├── riskAssessorCurves 
     ├── locationConditions [...]
     ├── esdbBuildingAttribute  
     └── maxCvgBldgValuation    

Location coverage (coverages) defines the liability of the underwriter for damages to entities (buildings, building contents, businesses) at a specific location due to catastrophe events. A location is generally tied to a specific account, which identifies the relevant cedants, underwriters, and policies.