get https://api-euw1.rms.com/riskmodeler/v1/policyconditions
Gets a list of policy conditions.
A policy condition identifies special conditions that affect the way a policy applies to a location. The policy condition may be used to implement policy restrictions or sublimits at a particular location.
- The
id
attribute specifies the ID of the policy condition. - The
name
attribute identifies the condition. Unique per policy but can be reused within an account. - The
isPredefined
attribute specifies if the policy condition is predefined (true
) or ad-hoc (false
). - The
limit
attribute specifies the total amount of coverage provided by the condition. Is multiplied by the insurer's pro-rata participation to determine their specific exposure. - The
deductible
attribute specifies a deductible that is associated with the condition. Values <= 1 are interpreted as percentages; values > 1 are interpreted as flat amounts. By default,0
. - The
deductibleType
attribute specifies the deductible type. One of0
(the % of values) or1
(reserved for future use). By default,0
. - The
conditionType
attribute specifies whether the condition restricts all policy coverage to specific locations (policy condition) or a portion of the coverage is limited to a subset of locations (sublimit). One of1
(policy restriction) or2
(sublimit). - The
parentCondition
attribute specifies theid
of the parent condition when the policy condition is a sub-condition. - The
policyNumber
attribute specifies the ID of a policy. If the policy condition is predefined,0
. - The
policyConditionCriterias
attribute is an object that specifies the criteria (if any) associated with the policy condition. Policy conditions may be applied to locations that match the specified criteria. - The
percentOfLossDeductibleAmount
attribute specifies the percent of loss deductible amount as a percentage. Deductible expressed as a percentage of loss for a given coverage or combination of coverages. As the loss increases, the deductible amount increases. - The
isFranchiseDeductible
attribute indicates if the deductible is conventional or franchise.